Reviewed by Scott Dillingham · Licensed Mortgage Agent (Ontario, Level 2) · Updated May 22, 2026
My Renewal Plan
Answer four quick questions for a checklist tailored to your timeline — including collateral-charge costs, Quebec notary notes, and links to the right calculators.
When does your mortgage mature?
What this plan covers.
Related Guides
Renewal Checklist
120-day countdown: every task from offer review to signing.
All Renewal Calculators
Payment, stress test, switch break-even, prepayment — all in one place.
Complete Mortgage Renewal Guide
Everything Canadians need to know about renewing a mortgage in 2026.
Document Checklist Generator
Custom doc checklist based on your income type and lender.
Renewal Date Reminder
Set an automated reminder 120 days before your renewal date.
Book a Free Strategy Call
20-minute call with a licensed broker — free, no obligation.
Don't Auto-Renew Blind
Book a free call with a licensed broker. We'll compare offers from 30+ lenders before your maturity date.