Reviewed by Scott Dillingham · Licensed Mortgage Broker · Updated June 1, 2026
Let a Broker Watch Rates For You
Public rate sites show yesterday's posted rates. A licensed Canadian mortgage broker monitors real broker-negotiated rates across 30+ lenders in real time — and contacts you when your target is live. Free service.
What you'll get
- ✓Target-rate alert — single email when the best available rate for your term hits your threshold
- ✓Weekly digest — Monday morning rate snapshot (1-yr through 5-yr fixed, variable)
- ✓BoC decision alerts — next BoC rate decision June 10, 2026
- ✓Stop anytime — one-click unsubscribe in every email
Broker rates move daily
Public rate sites can be days stale, and broker-channel rates are rarely published at all. For today's live broker-negotiated rate on your term and renewal date, talk to a licensed agent — it's free and takes about 30 minutes.
Get today's live rate quote →Page last updated June 1, 2026.
How Broker Rate Monitoring Works
Canadian mortgage rates move in small increments — often 0.05% at a time — but a 0.25% drop over a few weeks can easily mean thousands of dollars over your next 5-year term. Monitoring them yourself means checking rate sites daily and still only seeing the rates lenders publish.
When you book a free broker call, you share your target rate, renewal date, and term preference. The broker monitors real broker-channel rates (typically 10–25 bps lower than public posted rates) and contacts you when your target is hit — in time to lock a 120-day rate hold. No sales pressure, no cost.
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Renewal Date Reminder
Set an automated reminder 120 days before your renewal date.
Book a Free Strategy Call
15-minute call with a licensed broker — free, no obligation.