About MortgageRenewalHub.ca
Canada's most comprehensive mortgage renewal education resource — built to help everyday Canadians make informed decisions and save thousands at renewal.
Helping Canadians Stop Leaving Money on the Table
Over 70% of Canadians sign their bank's first renewal offer without shopping around. Banks know this and count on it. The result? Billions of dollars in unnecessary interest paid by Canadians who simply didn't know they had better options.
MortgageRenewalHub.ca exists to change that. We provide clear, accurate, jargon-free information about mortgage renewals — starting with our complete mortgage renewal guide — so that every Canadian can approach their renewal from a position of knowledge and confidence.
Our guides, calculators, and resources are free. We earn revenue when you choose to book a free consultation with a licensed mortgage broker — but we never pressure, upsell, or compromise the quality of our educational content.
What We Provide
In-Depth Guides
Comprehensive guides covering every aspect of Canadian mortgage renewal — from the basics to complex scenarios like self-employment, bad credit, and investment properties.
Free Calculators
5 Canadian-specific mortgage calculators using accurate semi-annual compounding math — including a Rate Comparison tool and Penalty Estimator.
Checklists & Tools
Printable month-by-month renewal checklists, document guides, and comparison templates to keep your renewal on track.
Provincial Guides
Province-specific guides for Ontario, BC, Alberta, and other major markets — because mortgage rules and lenders vary by province.
40+ FAQ Answers
Honest answers to the most common mortgage renewal questions — including the ones banks hope you won't ask.
Free Broker Access
When you're ready to take action, book a free strategy call with a licensed mortgage broker who can compare rates from 30+ lenders.
How This Site Works
MortgageRenewalHub.ca is an independent resource. Our guides and calculators are free to use and have no conditions attached.
We connect Canadians with licensed mortgage brokers for free consultations. If you choose to work with a broker you found through us, the broker may pay us a referral fee — at no cost to you. Broker services are always free to borrowers in Canada.
This means our interests are aligned: the better our information, the more likely you'll find value in speaking with a broker. We have no incentive to promote specific lenders or products — only to give you the best possible information.